This is easily done by taking advantage of the "100-Word Consumer Statement." This method allows you to tell everyone who obtains your report your side of the story.
A simple statement may be all it takes to convince a bank, lender or other creditor that a negative piece of information that is appearing in your file, was nothing more than an unfortunate incident that couldn't be prevented at the time.
But you have to be careful when crafting this statement as the lenders, banks and many other creditors have been in the field long enough to be able to distinguish accurate legitimate statements from illegitimates statements, again, ultimate credit solutions company gives free sample statements that can be modified to suit each person's individual requirement.
NOTE: I am not talking about the normal computer generated sample statements, the statements written by this company are hand written by different employees who have different handwriting styles and formats, thereby eliminating any similarities that may raise red flags in the eyes of lenders and other creditors.
Click here to find out more on this subject at the ultimate credit solutions official site
3. The "Here's Johnny!" Change Of Address Method
Here is another way you can eliminate damaging entries from your credit report;
You can magically appear in a completely different part of the country from where you really live, simply by creating a new address for yourself. Just ask a friend or relative to receive your mail at their address and have everything forwarded to that address.
The further away, the better. If you don't know anyone that lives well out of the area, rent a mail drop location. All of your mail will be forwarded by the mail drop to any address you like.
After establishing a new address, you can request a credit report from the bureau that services that particular area. Apply with lenders that use this bureau. What you will generally find is that the credit bureau you are now dealing with will have a limited ability to verify negative items appearing elsewhere.
4. The "cheap,no approval, interest free loan" method.
This method is for people who have never had credit before and therefore don't have any credit report to submit.
In this method, you need to get an organization that will give you a small interest free loan.
You then repay this loan on a monthly basis and every payment you make goes into your credit file resulting in a good credit record overtime. But then, you just can't apply for a loan for credit repair purposes only.
Again ultimate credit solutions easily does this by giving, extremely cheap, no approval, interest free loans that can be used for getting a clean new credit file and report in case you have never had credit before.
Also take note of the fact that this loan they give acts as the subscription fee for their service, there is therefore no other payment to be made after joining them.
Well, that pretty much sums this up, I could go on and on about this subject but unfortunately time prohibits me from doing so. I therefore just decided to include what tactics have overally worked best for me and the name of the company that best complements this tactics, which is obviously ultimate credit repair solutions.
They also offer a list of friendly lenders who you can approach for easy credit after they have finalized the compilation of your credit report. But anyway thats just small part of what they do. I actually adopted the above tactics from them so you can expect they know more than I have stated here.
NOTE: This company has been vetted and certified by most financial regulators and does not engage in fraudulent identity switching (like many companies I've seen before) as a method of repairing credit reports for its clients.
Click here to find out more of what they have in store
You may decide to deal with any company that comes your way but keep in mind that it is your reputation, dignity and financial comfort that will suffer in case the company is found to have any irregular dealings in its history.
I hope this report was of help to you and I hope that you will take action and come up with a clean credit report.
Good luck in your credit repair journey